Book Notes/The Psychology of Money

The Psychology of Money

by Morgan Housel

"The Psychology of Money" by Morgan Housel explores the complex relationship people have with money, emphasizing that financial success is often less about knowledge and more about behavior. Housel illustrates how emotions, personal experiences, and societal influences shape financial decisions, urging readers to understand their own money mindset to foster better financial habits. Through engaging anecdotes and insights, the book highlights that wealth is not just a number, but a reflection of one's choices and values.

18 curated highlights from this book

Key Insights & Memorable Quotes

Below are the most impactful passages and quotes from The Psychology of Money, carefully selected to capture the essence of the book.

Wealth is what you don’t see.
Your personal experiences make up maybe 0.0000001% of what’s happening in the world.
The hardest financial skill is getting the goalpost to stop moving.
Money’s greatest intrinsic value—and this can’t be overstated—is its ability to give you control over your time.
Wealth is a long game.
Risk is what’s left over when you think you’ve thought of everything.
Compounding is the most powerful force in the universe.
You’re not a lottery ticket.
The goal isn’t to maximize your net worth, but to maximize your life.
Financial success is not a result of how much you earn, but how much you save.
The most important part of every plan is planning on your plan not going according to plan.
Your savings rate is more important than your investment returns.
History is a great teacher, but it is not the only teacher.
You can’t control the outcome, but you can control your effort.
Getting wealthy versus staying wealthy are two different things.
People’s behavior is driven by their experiences.
Wealthy people are not always rich.